--Go over your budget and set a total amount for holiday spending. Then
stick to it.
--Try buying one or two gifts per pay day so you won’t need to go
overboard with credit cards. Or consider using layaway plans and pay a
little each week.
--Help others save money by giving gift certificates for their favorite
stores with instructions to use them at after Christmas sales.
--Cut the cost of holiday entertainment by looking through the newspaper
for free holiday events and displays. Choose one or two for your family
to attend.
--You can trim the expense of holiday entertaining by hosting a movie
party. Rent a Christmas classic such as Rudolph the Red Nose Reindeer.
Coordinate decorations to match the movie and serve simple snacks like
popcorn and hot chocolate.
--Save on gift wrap by taking advantage of free wrapping services in
department stores. And refresh used paper and ribbon by ironing.
--Instead of sending cards, email holiday greetings using free email
card services.
--Instead of buying new ornaments, let the kids create decorations with
their favorite small stuffed animals and miniature toys.
--Consider earning extra money for expenses by taking a temporary job.
Lots of businesses need extra help for the holidays.
--Help your family experience the real meaning of Christmas by doing
good deeds for others as a way to recognize the holiday.
So try these few tips and you’re sure to have a frugal but fun
holiday.
A frugal Christmas
Finance
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