NORFOLK -- You don't have to be a penny pincher to save money. Spending smart can lead you to savings success.  Lots of little savings add a lot of cash in your pocket.

Printer cartridges seem to run out of ink as fast as you fill them up.

At $30 or $40 each, it doesn’t take long to spend a lot of money.

"You know, there are some liquids that make consumers really mad. Gasoline is number one, but I think ink-jet might be number two," says author Gregory Karp, who wrote "Living Rich by Spending Smart."

To save money, Karp recommends the store brand cartridges or refill your old ones.

Video: How to Save $5K: Small savings

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If you usually buy two cartridges a year, you can save more than $40.00.

Another way to save money is using the assets of the public library.

"You're already paying for your library through your tax dollars so you might as well take advantage of it," he notes.

Libraries are resources for books, DVDs, free Internet access and more.

"We also have wonderful kid zones and uh, early literacy programs for children in the area," says Lori Crowe with the Norfolk Public Library. "Come to one of our story times. Performers come in and perform. We have book clubs. We have summer reading programs. We have a lot going on in the library."

Checking out one hardcover book a month rather than buying it for $25.00 saves you $300 a year.

Getting movies once a week rather than subscribing to NetFlix’s $14.99 a month plan saves almost $200.

Karps says you can see the savings when you buy your contact lenses online.  Get a prescription and use reliable sites like 1-800-CONTACTS or Vision Direct.  That can save you $50 a year, based on average disposable contact lens use.

Karps says you can see the savings when you buy your contact lenses online.  Get a prescription and use reliable sites like 1-800-CONTACTS or Vision Direct.  That can save you $50 a year, based on average disposable contact lens use.

You also can save money on eyeglasses.

"You can save a ton,” he stresses.  “My prescription eye glasses - I paid $8.00 -- $8.00 on line."

Using these spending smart tips saves nearly $600.00.

Using all the tips in this week’s series of Money Watch reports saves more than $5,200.