--With a little time and some saving savvy you can save up to a thousand dollars a year.

--Skip the morning convenience store coffee habit.  By brewing you own at home you can save about $185 a year.  And double that for two people.

--Instead of buying your lunch, brown bag just once a week and you’ll save about $3 or $150 a year.

--The average amount of change men and women carry is $1.28.  If you save that every workday, you’d have $334 in one year.

--You can save $192 a year by using the library.  Figure your savings based on two paperbacks and two video rentals a month.

--Use a discount drycleaner and you can save an average of $175 over 12 months.

So there you have it -- more than $1,000 in hidden money.  Make the right investment and you could be walking on easy street.